Pension plans Archives

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- Getting startedLearn about the stock market, investment types, and how to get started.
- Working with an advisorA financial advisor can help you choose investments and manage your portfolio.
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- AnnuitiesAnnuities are an investment that can generate a steady income in retirement.
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- ESG investingESG investing allows you to choose investments that align with your priorities.
- ETFs (exchange-traded funds)These funds hold a collection of investments and are traded on a stock exchange.
- GICs (Guaranteed investment certificates)GICs guarantee a specific rate of return over a short period of time.
- Mutual funds & segregated fundsMutual funds pool multiple investments into a fund owned by many investors.
- Pension & savings plansDifferent kinds of workplace pension plans provide retirement income.
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- RDSPsPeople with disabilities can save with a Registered Disability Savings Plan
- RESPsSave for your child's education with a Registered Education Savings Plan.
- RRIFsYou open a Registered Retirement Income Fund with funds from your RRSP.
- RRSPsA Registered Retirement Savings Plan grows your savings tax free until you retire.
- TFSAsA Tax-Free Savings Account helps you save for any goal, tax free.
- Bank accountsChequing and savings accounts can help you manage your short-term needs.
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- Get Smarter About Crypto
- Investing fundamentalsThis site brings you on a visual journey of key investing concepts. No matter your age, income or goals, these eight fundamentals can help you make smarter investing decisions.
- Investor officeVisit the Investor Office website to learn more about how we lead investor-focussed education and outreach, research, and policy initiatives at the Ontario Securities Commission.
- Investment reportingThis site guides you through the steps to learn how your investments are doing. Then you'll know when to make changes in order to meet your goals.
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How Group RRSPs and Group TFSAs work

Important things to know about these plans.

What is a pension plan and how does it work?

A pension plan can provide you with income during retirement.

How defined benefit pension plans work

A defined benefit pension plan guarantees you a certain amount of monthly retirement income.

How defined contribution pension plans work

Defined contribution pension plans guarantee the contributions to your account.

Individual Pension Plans (IPPs)

An individual pension plan is a defined benefit pension plan for one person.

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